C. Thomas (Tom) Thames CFP®, is a Certified Financial Planner(TM) professional, Chartered Financial Consultant (ChFC), Chartered Life Underwriter (CLU), and CTEC Registered Tax Preparer. Tom provides insurance, and retirement planning services to retirees; conservative investors; business owners; education professionals; and State and Federal employees.
Tom specializes in retirement income planning and estate preservation strategies. He has extensive experience with investments, retirement plan distributions, IRA rollovers, Roth IRA options, and other financial planning issues.
C. Thomas Thames, CFP®
C. Thomas Thames holds a BA degree in economics from University of Notre Dame de Namur and a Master of Business Administration (MBA) degree from Santa Clara University. He completed CERTIFIED FINANCIAL PLANNER (CFP®) studies through College for Financial Planning and completed the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) professional designation programs with The American College. Tom has passed the exams for Series 7, 24, 63 and 65 investment securities registrations and was an investment broker for several years. He no longer accepts commissions for selling investment products and is now an Investment Adviser Representative with an independent registered investment adviser firm that is not affiliated with Thames Financial & Insurance Services.
Please note that this website is not used to conduct investment business of any kind. For information about investment advisory services please contact Tom at 916-779-4999 or by email to firstname.lastname@example.org.
Tomholds California life and health insurance license number 0494276 and he may earn commissions for those activities. Tom is also a CTEC Registered Tax Preparer who gives limited tax advice but he does not prepare tax returns.
Tom Thames is a former President and Chairman of the Monterey Bay Chapter of the Financial Planning Association and former President of the Monterey Bay Chapter of the Society of Financial Service Professionals. He is a member of the National Ethics Association and is registered with the California Tax Education Council (CTEC). Tom and his wife are members of Valley Hi Golf and Country Club and Tom is a Lifetime Member of the CHP 11-99 Foundation.
Prior to entering the financial services industry Tom Thames was an industrial engineering manager for a major corporation and spent four years in the U.S. Army. He has also taught financial and estate planning courses for Golden Gate University Graduate School of Business and University of California.
C. Thomas Thames tel: 916-779-4999
Business Address: 850 Iron Point Road, Suite 155 Folsom, CA 95630
California Insurance License: 0494276
Disclosures: At Thames Financial & Insurance Services our goal is to help our clients achieve their financial objectives. We recommend and sell insurance and annuity products but we also recommend diversification and we believe that many people should have some assets that may involve investment risk. Tom Thames may receive company paid commissions for the sale of insurance and annuity products and may receive fees for certain tax services. All fees are disclosed in advance. This website is not used to provide or offer investment products or investment advisory services. For information about investment services please contact Tom at 916-779-4999 or email@example.com
Investment advisory services offered through Horter Investment Management, LLC, a SEC-Registered Investment Advisor. Horter Investment Management does not provide legal or tax advice. Investment advisor representatives of Horter Investment Management may only conduct business with the residents of the states and jurisdictions in which they are properly registered or exempt from registration requirements. Insurance and annuity products are sold separately through C. Thomas Thames, California insurance license 0494276. Securities transactions for Horter Investment Management clients are placed through E*TRADE Advisor Services, TD Ameritrade and Nationwide Advisory Solutions.