About C. Thomas Thames, CLU, ChFCTom is a Chartered Financial Consultant (ChFC) and a Chartered Life Underwriter (CLU), and he holds a BA degree in economics and a Master of Business Administration (MBA) degree. He is a licensed life and disability insurance agent in the state of California (license number 0494276). Tom was a Certified Financial Planner professional for 45 years but voluntarily chose not to renew his certifcation effective Sept 26, 2024. During that 45 year period Tom had no disciplinary events or client complaints with the CFP Board. Tom specializes in retirement planning and estate preservation strategies. He has extensive experience with retirement planning, estate preservatrion strategies, IRA rollovers, Roth IRA options, life insurance, annuities,and other financial and retirement planning issues. Tom also has about 30 years of experience in the investment sales and investment advisory business but has retired from that business. See Tom's Qualifications below. |
 C. Thomas Thames, CFP®
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Tom's Education & Qualifications
C. Thomas Thames holds a BA degree in economics from University of Notre Dame de Namur and a Master of Business Administration (MBA) degree from Santa Clara University. He completed CERTIFIED FINANCIAL PLANNER (CFP®) studies through College for Financial Planning and completed the Chartered Life Underwriter (CLU) and Chartered Financial Consultant (ChFC) professional designation programs with The American College. Tom has passed the exams for Series 7, 24, 63 and 65 investment securities registrations and was an investment broker and investment adviser representative for many years before retiring from that business. Tom holds California life and health insurance license number 0494276 and may earn commissions for those activities. He does not sell or offer advise on investment products such as stocks, bonds, variable annuities, limited partnerships, or any other product that requires registration as a registered investment representative or investment adviser representative. Tom was a CTEC Registered Tax Preparer for several years but is no longer active in the tax preparation business. After 45 years as a Certified Financial Planner(TM) professional, Tom chose not to renew his CFP® certification effective September 26, 2024. He still holds the Chartered Financial Consultant (ChFC) and Chartered Life Underwriter (CLU) designations.
Please click HERE for more information about ChFC
Please click HERE for more information about CLU
Please click HERE for more information about CFP® (For information only. See Tom's Qualifications above.)
Note: These links may not work on all mobile devices but should work with most computers.
Please click HERE for more information about ChFC
Please click HERE for more information about CLU
Please click HERE for more information about CFP® (For information only. See Tom's Qualifications above.)
Note: These links may not work on all mobile devices but should work with most computers.
Associations and Other Experience
Tom Thames is a former President and Chairman of the Monterey Bay Chapter of the Financial Planning Association and former President of the Monterey Bay Chapter of the Society of Financial Service Professionals.
Prior to entering the financial services industry Tom Thames was an industrial engineering manager for a major corporation and spent four years in the U.S. Army. He has also taught financial and estate planning courses for Golden Gate University Graduate School of Business and for University of California. Tom is married and he and his wife have four children and thirty-three grand and great-grandchildren.
Prior to entering the financial services industry Tom Thames was an industrial engineering manager for a major corporation and spent four years in the U.S. Army. He has also taught financial and estate planning courses for Golden Gate University Graduate School of Business and for University of California. Tom is married and he and his wife have four children and thirty-three grand and great-grandchildren.